San Marino bank code 03287

IBAN structure with this code

A San Marino IBAN is SM, two check digits, one CIN letter, the five-digit ABI code, a five-digit CAB, then the twelve-character account number. The ABI code is what the BCSM list can name a holder for; the account part is known only to the bank.

SM09 U032 8709 8000 0000 0270 100

Synthetic example: the account part is a placeholder, this IBAN belongs to nobody. It shows where the code sits inside the IBAN.

What the API answers for this code

The block below is the route's own answer, produced by the same code that serves api.ibanforge.com, on the register as of the date shown. Nothing is edited.

{
  "valid": true,
  "bic": {
    "code": "BSDISMSD",
    "bic8": "BSDISMSD",
    "bank_name": "Banca Sammarinese di Investimento s.p.a.",
    "city": "Rovereta",
    "source": "Central Bank of the Republic of San Marino, operating banks",
    "as_of": "2026-09",
    "basis": "national_register",
    "authoritative": true,
    "lei": "529900QLHNFRBM9B2459"
  },
  "bank_code_check": {
    "value": "03287",
    "status": "verified",
    "match": "register",
    "register": "Central Bank of the Republic of San Marino, operating banks (banks only; the list does not publish the allocation of the ABI code space, so an absence is not a non-allocation)",
    "authoritative": false,
    "institution": {
      "name": "Banca Sammarinese di Investimento s.p.a.",
      "street": "Via Monaldo da Falciano, 3",
      "post_code": "47891",
      "town": "Rovereta",
      "country": "SM"
    },
    "as_of": "2026-09"
  },
  "sepa": {
    "member": true,
    "schemes": [
      "SCT",
      "SDD",
      "SCT_INST"
    ],
    "vop_required": false,
    "vop_participant": false,
    "basis": "epc_register"
  },
  "issuer": {
    "type": "bank",
    "name": "Banca Sammarinese di Investimento s.p.a.",
    "classification": "default"
  },
  "risk_indicators": {
    "country_risk": "standard",
    "sepa_reachable": true,
    "vop_coverage": false,
    "test_bic": false
  }
}