Playground

{
  "iban": "CH1000230000000012345",
  "valid": true,
  "country": {
    "code": "CH",
    "name": "Switzerland"
  },
  "check_digits": "10",
  "bban": {
    "bank_code": "00230",
    "account_number": "000000012345"
  },
  "sepa": {
    "member": true,
    "schemes": [
      "SCT",
      "SDD",
      "SCT_INST"
    ],
    "vop_required": false,
    "vop_participant": false,
    "basis": "epc_register"
  },
  "formatted": "CH10 0023 0000 0000 1234 5",
  "cost_usdc": 0,
  "bic": {
    "code": "UBSWCHZH",
    "bank_name": "UBS Switzerland AG",
    "city": "Zürich",
    "source": "IBANforge curated bank-code map",
    "as_of": "2026-09",
    "basis": "curated_map",
    "authoritative": false,
    "lei": null,
    "lei_status": null,
    "address": null,
    "postal_address": {
      "twn_nm": "ZURICH",
      "ctry": "CH",
      "format": "structured",
      "source": "Redistributed SWIFT BIC directory (PeterNotenboom/SwiftCodes, MIT)",
      "as_of": null
    }
  },
  "issuer": {
    "type": "bank",
    "name": "UBS Switzerland AG",
    "classification": "default"
  },
  "risk_indicators": {
    "issuer_type": "bank",
    "country_risk": "standard",
    "test_bic": false,
    "sepa_reachable": true,
    "sepa_reachable_scope": "country",
    "vop_coverage": false
  },
  "bank_code_check": {
    "value": "00230",
    "status": "verified",
    "match": "register",
    "register": "SIX BankMaster (Swiss IID / BC-Nummer register)",
    "authoritative": true,
    "institution": {
      "name": "UBS Switzerland AG",
      "street": "Bahnhofstrasse 45",
      "post_code": "8098",
      "town": "Zürich",
      "country": "CH"
    },
    "as_of": "2026-09"
  },
  "clearing": {
    "iid": "00230",
    "name": "UBS Switzerland AG",
    "type": "bank",
    "town": "Zürich",
    "sic": true,
    "instant_payments_chf": true,
    "eurosic": true,
    "qr_iid": "30005",
    "qr_iid_source": "register",
    "qr_iids": [
      "30005",
      "30308"
    ]
  },
  "next_steps": [
    {
      "code": "screen_compliance",
      "do": "Screen the institution against sanctions, FATF status and VoP reachability before the transfer. That endpoint reads the same bank-code verdict as this one, so it will not score an unconfirmed code as an ordinary bank.",
      "because": "bank_code_check.status is verified, so there is an institution to screen",
      "action": "POST /v1/iban/compliance"
    }
  ],
  "processing_ms": 0.07
}